/* ============================================
   ADAM CONSULTING GROUP LLC — Global Styles
   Fintech / Institutional Design System
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=DM+Sans:ital,opsz,wght@0,9..40,300;0,9..40,400;0,9..40,500;0,9..40,600;0,9..40,700;1,9..40,400&family=DM+Serif+Display:ital@0;1&display=swap');

/* ---- CSS Variables ---- */
:root {
  --navy:       #0B1F3A;
  --navy-mid:   #0D2647;
  --blue:       #1A56A0;
  --blue-light: #2B72D5;
  --accent:     #0EA5E9;
  --accent-dim: #E0F2FE;
  --white:      #FFFFFF;
  --off-white:  #F7F9FC;
  --gray-100:   #EEF2F7;
  --gray-200:   #D8E1ED;
  --gray-400:   #8A9BBB;
  --gray-600:   #4A5A7A;
  --gray-800:   #1E2E4A;
  --green:      #059669;
  --green-bg:   #ECFDF5;
  --gold:       #B8953A;
  --gold-bg:    #FEF9EC;
  --danger:     #DC2626;
  --danger-bg:  #FEF2F2;

  --font-display: 'DM Serif Display', Georgia, serif;
  --font-body:    'DM Sans', system-ui, sans-serif;

  --radius-sm:  6px;
  --radius-md:  12px;
  --radius-lg:  20px;
  --shadow-card: 0 2px 16px rgba(11,31,58,0.08), 0 1px 4px rgba(11,31,58,0.05);
  --shadow-nav:  0 1px 0 rgba(11,31,58,0.08);
  --transition:  0.2s ease;

  --max-w: 1160px;
}

/* ---- Reset & Base ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-body);
  color: var(--navy);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img { display: block; max-width: 100%; }
a  { color: var(--blue-light); text-decoration: none; }
a:hover { text-decoration: underline; }

h1, h2, h3, h4 { line-height: 1.2; font-weight: 600; }
h1 { font-family: var(--font-display); font-size: clamp(2rem, 5vw, 3.25rem); font-weight: 400; }
h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); }
h3 { font-size: 1.2rem; }
h4 { font-size: 1rem; }

p { color: var(--gray-600); }

ul { list-style: none; }

/* ---- Layout ---- */
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 24px; }
.section    { padding: 80px 0; }
.section--alt { background: var(--off-white); }
.section--dark { background: var(--navy); color: var(--white); }
.section--dark p { color: var(--gray-200); }

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

/* ---- Navigation ---- */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(12px);
  box-shadow: var(--shadow-nav);
  border-bottom: 1px solid var(--gray-100);
}

.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}

.nav__logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--navy);
  text-decoration: none;
  letter-spacing: -0.01em;
}

.nav__logo-mark {
  width: 36px;
  height: 36px;
  background: var(--navy);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-weight: 800;
  font-size: 0.85rem;
  letter-spacing: 0.05em;
  flex-shrink: 0;
}

.nav__links {
  display: flex;
  align-items: center;
  gap: 32px;
}

.nav__links a {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--gray-600);
  text-decoration: none;
  transition: color var(--transition);
}

.nav__links a:hover,
.nav__links a.active { color: var(--navy); }

.nav__cta {
  display: flex;
  gap: 12px;
  align-items: center;
}

.nav__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}

.nav__hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: var(--transition);
}

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 22px;
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  text-decoration: none;
  white-space: nowrap;
  border: 1.5px solid transparent;
}

.btn--primary {
  background: var(--blue-light);
  color: white;
  border-color: var(--blue-light);
}
.btn--primary:hover {
  background: var(--blue);
  border-color: var(--blue);
  text-decoration: none;
  color: white;
}

.btn--outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--gray-200);
}
.btn--outline:hover {
  border-color: var(--blue-light);
  color: var(--blue-light);
  text-decoration: none;
}

.btn--outline-white {
  background: transparent;
  color: white;
  border-color: rgba(255,255,255,0.4);
}
.btn--outline-white:hover {
  border-color: white;
  background: rgba(255,255,255,0.1);
  text-decoration: none;
  color: white;
}

.btn--lg {
  padding: 14px 32px;
  font-size: 1rem;
  border-radius: var(--radius-md);
}

/* ---- Hero ---- */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 50%, #0F2F58 100%);
  padding: 100px 0 90px;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 800px 600px at 70% 50%, rgba(26,86,160,0.25) 0%, transparent 70%),
    radial-gradient(ellipse 400px 300px at 10% 80%, rgba(14,165,233,0.1) 0%, transparent 60%);
}

.hero__grid {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(14,165,233,0.15);
  border: 1px solid rgba(14,165,233,0.3);
  border-radius: 100px;
  padding: 5px 14px;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--accent);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 20px;
}

.hero h1 {
  color: white;
  margin-bottom: 20px;
  font-size: clamp(2.2rem, 5vw, 3.4rem);
}

.hero p {
  color: rgba(255,255,255,0.72);
  font-size: 1.1rem;
  margin-bottom: 36px;
  max-width: 520px;
}

.hero__actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

/* ---- Hero Card ---- */
.hero__card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-lg);
  padding: 28px;
  backdrop-filter: blur(8px);
}

.hero__card-title {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 20px;
}

.hero__badge-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.hero__badge {
  display: flex;
  align-items: center;
  gap: 12px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: var(--radius-md);
  padding: 14px 16px;
}

.hero__badge-icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 1rem;
}

.hero__badge-icon--green  { background: rgba(5,150,105,0.2); }
.hero__badge-icon--blue   { background: rgba(43,114,213,0.2); }
.hero__badge-icon--gold   { background: rgba(184,149,58,0.2); }

.hero__badge-text strong {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: white;
}

.hero__badge-text span {
  font-size: 0.73rem;
  color: rgba(255,255,255,0.5);
}

/* ---- Regulatory Disclosure Banner ---- */
.reg-banner {
  background: var(--gold-bg);
  border-bottom: 1px solid #E8D89A;
  padding: 14px 0;
}

.reg-banner__inner {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}

.reg-banner__icon {
  font-size: 1rem;
  flex-shrink: 0;
}

.reg-banner p {
  font-size: 0.82rem;
  color: #6B5A1E;
  line-height: 1.4;
}

.reg-banner strong { color: #4A3D10; }

/* ---- Trust Bar ---- */
.trust-bar {
  background: var(--navy);
  padding: 22px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}

.trust-bar__inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap;
}

.trust-bar__item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.65);
  font-weight: 500;
}

.trust-bar__item span.icon { font-size: 1rem; }

/* ---- Section Headers ---- */
.section-header {
  margin-bottom: 48px;
  text-align: center;
}

.section-header--left { text-align: left; }

.section-header .eyebrow {
  display: inline-block;
  font-size: 0.73rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--blue-light);
  margin-bottom: 10px;
}

.section-header h2 { margin-bottom: 14px; }
.section-header p  { max-width: 580px; margin: 0 auto; font-size: 1.05rem; }
.section-header--left p { margin-left: 0; }

/* ---- Cards ---- */
.card {
  background: white;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-md);
  padding: 28px;
  box-shadow: var(--shadow-card);
  transition: box-shadow var(--transition), transform var(--transition);
}

.card:hover {
  box-shadow: 0 8px 32px rgba(11,31,58,0.12);
  transform: translateY(-2px);
}

.card__icon {
  width: 48px;
  height: 48px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  margin-bottom: 16px;
  background: var(--accent-dim);
}

.card h3 { margin-bottom: 10px; font-size: 1.05rem; }
.card p  { font-size: 0.9rem; }

/* ---- Compliance Box ---- */
.compliance-box {
  background: var(--off-white);
  border: 1px solid var(--gray-200);
  border-left: 4px solid var(--blue-light);
  border-radius: var(--radius-md);
  padding: 24px 28px;
  margin-bottom: 20px;
}

.compliance-box h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.compliance-box p, .compliance-box li {
  font-size: 0.9rem;
  color: var(--gray-600);
  line-height: 1.6;
}

.compliance-box ul { margin-top: 8px; padding-left: 0; }
.compliance-box li { padding: 4px 0; padding-left: 16px; position: relative; }
.compliance-box li::before { content: '•'; position: absolute; left: 0; color: var(--blue-light); font-weight: 700; }

/* ---- Alert boxes ---- */
.alert {
  border-radius: var(--radius-md);
  padding: 16px 20px;
  font-size: 0.88rem;
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 20px;
}
.alert--warning { background: var(--gold-bg); border: 1px solid #E8D89A; color: #5A4A10; }
.alert--info    { background: var(--accent-dim); border: 1px solid #BAE6FD; color: #0C4A6E; }
.alert--success { background: var(--green-bg); border: 1px solid #A7F3D0; color: #064E3B; }
.alert--danger  { background: var(--danger-bg); border: 1px solid #FECACA; color: #7F1D1D; }
.alert__icon    { font-size: 1rem; flex-shrink: 0; margin-top: 1px; }

/* ---- Info Table ---- */
.info-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.9rem;
}
.info-table th, .info-table td { padding: 12px 16px; text-align: left; border-bottom: 1px solid var(--gray-100); }
.info-table th { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gray-400); font-weight: 600; background: var(--gray-100); }
.info-table td { color: var(--gray-600); }
.info-table td strong { color: var(--navy); }

/* ---- Page Hero (inner pages) ---- */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  padding: 64px 0 60px;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 700px 400px at 80% 50%, rgba(26,86,160,0.2) 0%, transparent 70%);
}
.page-hero__inner { position: relative; z-index: 1; }
.page-hero .eyebrow {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 10px;
}
.page-hero h1 { color: white; font-size: clamp(1.8rem, 4vw, 2.6rem); margin-bottom: 12px; }
.page-hero p  { color: rgba(255,255,255,0.65); max-width: 560px; font-size: 1rem; }

/* ---- Breadcrumb ---- */
.breadcrumb { padding: 14px 0; border-bottom: 1px solid var(--gray-100); background: var(--off-white); }
.breadcrumb ol { display: flex; align-items: center; gap: 6px; list-style: none; }
.breadcrumb li { font-size: 0.82rem; color: var(--gray-400); }
.breadcrumb li a { color: var(--blue-light); }
.breadcrumb li:not(:last-child)::after { content: '/'; margin-left: 6px; }

/* ---- Footer ---- */
.footer {
  background: var(--gray-800);
  color: rgba(255,255,255,0.75);
  padding: 56px 0 0;
}

.footer__top {
  display: grid;
  grid-template-columns: 280px 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer__brand p {
  font-size: 0.85rem;
  margin-top: 12px;
  color: rgba(255,255,255,0.5);
  line-height: 1.6;
}

.footer__nav-heading {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,0.4);
  margin-bottom: 16px;
}

.footer__nav li { margin-bottom: 10px; }
.footer__nav a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.65);
  text-decoration: none;
  transition: color var(--transition);
}
.footer__nav a:hover { color: white; text-decoration: none; }

.footer__compliance {
  background: rgba(0,0,0,0.2);
  border-top: 1px solid rgba(255,255,255,0.06);
  padding: 20px 0;
}

.footer__compliance-inner {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
}

.footer__reg-item {
  font-size: 0.76rem;
  color: rgba(255,255,255,0.45);
  line-height: 1.5;
}

.footer__reg-item strong {
  display: block;
  font-size: 0.68rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: rgba(255,255,255,0.3);
  margin-bottom: 3px;
}

.footer__bottom {
  padding: 16px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.3);
  border-top: 1px solid rgba(255,255,255,0.05);
}

.footer__disclaimer {
  background: rgba(0,0,0,0.25);
  padding: 16px 0;
  font-size: 0.76rem;
  color: rgba(255,255,255,0.35);
  line-height: 1.6;
  border-top: 1px solid rgba(255,255,255,0.05);
}

/* ---- Divider ---- */
.divider { border: none; border-top: 1px solid var(--gray-100); margin: 40px 0; }

/* ---- Utilities ---- */
.text-center { text-align: center; }
.text-left   { text-align: left; }
.mt-sm { margin-top: 12px; }
.mt-md { margin-top: 24px; }
.mt-lg { margin-top: 40px; }
.mb-sm { margin-bottom: 12px; }
.mb-md { margin-bottom: 24px; }
.mb-lg { margin-bottom: 40px; }

.badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 3px 10px;
  border-radius: 100px;
  font-size: 0.72rem;
  font-weight: 600;
}
.badge--green  { background: var(--green-bg); color: var(--green); }
.badge--blue   { background: var(--accent-dim); color: var(--blue); }
.badge--gold   { background: var(--gold-bg); color: var(--gold); }

/* ---- Prose (legal pages) ---- */
.prose h2 { margin: 36px 0 14px; font-size: 1.3rem; color: var(--navy); }
.prose h3 { margin: 26px 0 10px; font-size: 1.05rem; color: var(--navy); }
.prose p  { margin-bottom: 16px; font-size: 0.95rem; line-height: 1.75; }
.prose ul { margin: 12px 0 20px 20px; list-style: disc; }
.prose ul li { margin-bottom: 8px; font-size: 0.95rem; color: var(--gray-600); }
.prose a  { color: var(--blue-light); }
.prose strong { color: var(--navy); }
.prose .last-updated { font-size: 0.82rem; color: var(--gray-400); margin-bottom: 32px; }

/* ---- Services feature list ---- */
.feature-list { list-style: none; padding: 0; margin-top: 20px; }
.feature-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 10px 0;
  border-bottom: 1px solid var(--gray-100);
  font-size: 0.9rem;
  color: var(--gray-600);
}
.feature-list li:last-child { border-bottom: none; }
.feature-list li::before { content: '✓'; color: var(--green); font-weight: 700; flex-shrink: 0; margin-top: 2px; }

/* ---- Contact ---- */
.contact-card {
  background: white;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-md);
  padding: 28px;
  box-shadow: var(--shadow-card);
}
.contact-card h3 { font-size: 1rem; margin-bottom: 16px; }
.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid var(--gray-100);
  font-size: 0.9rem;
}
.contact-item:last-child { border-bottom: none; }
.contact-item__icon { font-size: 1rem; flex-shrink: 0; margin-top: 2px; }
.contact-item__label { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gray-400); font-weight: 600; display: block; margin-bottom: 2px; }
.contact-item__value { color: var(--navy); font-weight: 500; }

/* ---- Mobile nav overlay ---- */
.mobile-nav {
  display: none;
  position: fixed;
  inset: 0;
  background: white;
  z-index: 200;
  flex-direction: column;
  padding: 80px 24px 40px;
  gap: 8px;
}

.mobile-nav.open { display: flex; }

.mobile-nav a {
  font-size: 1.1rem;
  font-weight: 500;
  color: var(--navy);
  padding: 14px 0;
  border-bottom: 1px solid var(--gray-100);
  text-decoration: none;
}

.mobile-nav__close {
  position: absolute;
  top: 20px;
  right: 20px;
  background: none;
  border: none;
  font-size: 1.6rem;
  cursor: pointer;
  color: var(--navy);
}

/* ---- Responsive ---- */
@media (max-width: 1000px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer__top { grid-template-columns: 1fr 1fr; }
  .hero__grid { grid-template-columns: 1fr; }
  .hero__card { display: none; }
}

@media (max-width: 720px) {
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr; }
  .nav__links, .nav__cta { display: none; }
  .nav__hamburger { display: flex; }
  .trust-bar__inner { gap: 24px; }
  .footer__top { grid-template-columns: 1fr; }
  .footer__bottom { flex-direction: column; align-items: flex-start; }
  .section { padding: 56px 0; }
}